Online Payday Loans

Get Money Today – No Credit Check – 100% Confidential

Payday advance from $250 to $1 500 deposited in 1 hour!

Step One: Choose the Amount of Your Cash Loan

$250

Repay in 7 to 14 Days
1 to 2 Repayments
$45 Fee
Deposited in 1 Hour

$500

Repay in 7 to 31 Days
1 to 4 Repayments
$90 Fee
Deposited in 1 Hour

$1 000

Repay in 7 to 62 Days
1 to 8 Repayments
$180 Fee
Deposited in 1 Hour

$1 500

Repay in 7 to 62 Days
1 to 8 Repayments
$270 Fee
Deposited in 1 Hour

$250

Repay in 7 to 14 Days
1 to 2 Repayments
$45 Fee
Deposited in 1 Hour

$500

Repay in 7 to 31 Days
1 to 4 Repayments
$90 Fee
Deposited in 1 Hour

$1 000

Repay in 7 to 62 Days
1 to 8 Repayments
$180 Fee
Deposited in 1 Hour

$1 500

Repay in 7 to 62 Days
1 to 8 Repayments
$270 Fee
Deposited in 1 Hour

Step Two: Get your Application Started!

INSTANT CASH LOANS UP TO $1 500 AVAILABLE NOW.

How long does it take to complete the loan application?

You will be done in less than 2 minutes. Our process is short and sweet.

How long does it take to get the loan approval?

Our loan approval process is instantaneous. Most of the time we will give you a response immediately after you submit your application. In some cases it can take up to 1 hour.

How long does it take to get the money in my account?

We will deposit the money within 1 hour of your loan approval.

What are the eligibility requirements?

You must be at least 19 years, be an Ontario resident, have the same job for at least 3 months, make at least $800 of monthly income, be able to receive the money via direct deposit and have a valid phone number.

How does repayment work?

The loan is repayable in a certain number of payments according to the amount requested (see our loan options table above). If your employer pays you every 2 weeks, we will take bi-weekly repayments. If you are paid weekly, we will take weekly repayments.

When should the loan be repaid?

The first payment will be after your next payday.

Can I renew my personal loan?

Yes, but it is not automatic. You will need to contact us and submit a request for another loan.

What happens if I default payment?

There are two scenarios where a payment can be considered defaulted. The first scenario is where your pre-authorized payment bounces. If a payment to reimburse your loan bounces, we will charge a $48 NSF fee. Your financial institution may also charge you an additional NSF fee for a bounced payment. It’s in your best interest to make sure payments are processed within your flexible repayment schedule.

The second scenario is where the payment isn’t necessarily defaulted; rather it’s deferred to a later date. If you have to repay your loan later than the date agreed upon when the loan was approved, there is an administration fee of $35.00 charged to the account. You should also make sure you inform us 3 business days before your payment date to ensure we can administer the payment date change in time.

What about collections and the impact on my credit score?

Don’t worry, if a situation in your life forces you to interrupt your loan repayment schedule, our team will make sure that we modify your repayment agreement based on your current needs. However, as our company is in full legal compliance with Canadian lending regulations, we have to demand full payment of any outstanding amounts, interests or costs if there is a default payment under a modified repayment agreement. Additionally, if we incur any legal fees (judicial and extrajudicial) as a result of a default on your modified repayment agreement, we will claim these fees and ask you to repay us. If for some reason we cannot come to an agreement about your loan repayments, we will have no choice but to assign your file to a collection agency, which can negatively impact your credit rating. It is in your best interest to make sure your loan is paid back according to our repayment agreement or your modified repayment agreement.

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